The country is preparing for a wetter-than-usual October-December season linked to the El Niño, raising concerns over the risk of flooding in homes, businesses and vehicles.

🇰🇪 Breaking It Down

The Kenya Meteorological Department has forecast above-average rainfall across about 80 per cent of the country, with some areas expected to experience prolonged wet spells and isolated storms.

The forecast has renewed attention on the need for households and businesses to protect their property before the rains intensify.

For people living in flood-prone areas, insurance can provide financial protection against damage that may otherwise be expensive to repair or replace.

📌 What You Need to Know

Flooding can also leave motorists facing expensive repair bills, particularly when vehicles are damaged by water.

Britam advises motorists to review their motor insurance policy before the rains and understand the protection available to them.

In an emergency, keep the contacts for emergency teams, including the police (999) or the Britam 24/7 Road Rescue team on 0705 100 100, on speed dial so you can get help during or after a flood-related incident.

While insurance provides financial protection when damage occurs, motorists are advised to avoid taking unnecessary risks and never drive through flooded roads when it is unsafe to do so.

Britam's comprehensive motor insurance provides cover for accidental damage, including damage arising from flood events, subject to the policy's terms and conditions of the policy.

The policy also covers risks such as theft, fire, total loss and third-party liabilities.

📰 Source: Kenyans.co.ke