Medical insurance can be affordable in the long run and still be difficult to pay for in one go.

🇰🇪 Breaking It Down

A household may have enough income to cover an annual premium, but when that payment lands alongside rent, school fees, groceries and other bills, finding the full amount at once can be difficult.

That is the cash-flow problem behind  Jubilee Health's Lipa Pole Pole arrangement.

Through its Enhanced Digital Insurance Premium Financing (Digital IPF) Solution, Jubilee allows eligible customers to get selected health covers by paying an initial instalment and spreading the balance over up to 10 months.

📌 What You Need to Know

The current arrangement allows Jubilee customers to start with as little as 10% of the premium.

Lipa Pole Pole is a payment arrangement, not a separate medical insurance product.

It is particularly relevant for people who want health insurance but need a payment structure that works with their cash flow:

For these groups, spreading the premium over time can make it easier to plan for health cover alongside other regular financial commitments.

J Care Premium is Jubilee's comprehensive individual and family health cover. It provides inpatient cover of up to Ksh10 million, with optional outpatient, maternity, dental and optical benefits.

The cover also includes benefits for chronic, cancer, HIV, congenital and psychiatric conditions, as well as annual check-ups, vaccinations, telemedicine, drug delivery and wellness support.

📰 Source: Kenyans.co.ke